Pay Later with Klarna

We are excited to announce we have partnered with Klarna to bring you a safe and simple way to pay at checkout. Treat yourself to something you love today. Pay for it later when you choose Klarna at checkout.

HOW IT WORKS

Shop today and split purchases of $50 or more into 4 equal interest-free installments. Zero interest and no fees when you pay on time. Simply enter your card details and the first payment is due when your order ships.  The remaining three payments are automatically charged to your credit card every 2 weeks.

FAQ

Are there requirements to use Klarna?

Yes, you’ll need: 

A US-issued debit or credit card 

To be 18+ years old 

A US billing address 

An SMS-capable phone number 

How do I sign up?

If your cart is eligible for 4 interest-free payments with Klarna on nickelandsuede.com, the option will be available at checkout. After confirming your phone number, you’ll be sent an SMS message to confirm your identity. You’ll then set up your payment method with Klarna and accept the terms of your payment plan. 

Which payment methods are accepted?

Klarna currently accepts all major debit and credit cards (i.e., Mastercard, Visa, AMEX, Discover). Please note, prepaid cards are not accepted.  

Where can I use Klarna?

You can use Klarna on nickelandsuede.com only. Klarna is currently not available at our retail locations. Stay tuned for more updates.  

What if I can’t make a payment?

Please reach out to Klarna’s customer service team and they will be happy to look into the options available. You can contact them 24/7 in the Klarna app or at klarna.com.

Are there late fees?

A late fee of up to $7 may be charged if an automatic payment cannot be collected. Please see terms for full details.

Will Klarna delay my order processing?

No, Klarna is like any other payment option and will not delay order processing.

What if I make a return?

Buy Online - Return online: 

If Nickel & Suede receives your unused/unworn items within 21 days of your order date, the purchase price will be refunded to your Klarna account and the amount and length of your payment plan will be adjusted accordingly. Final sale items are ineligible for return, exchange, or store credit. Original purchase price will be honored one time if repurchasing the exact same item in a different size. 

Buy Online - Return in store: 

If Nickel & Suede receives your unworn/unused items within 21 days of your order date, the purchase price will be refunded to a Visa/Mastercard debit/credit card of your choice. This credit will NOT be applied to your Klarna account and you MUST continue to make payments to Klarna per the original agreement. Final sale items are ineligible for return, exchange, or store credit. Original purchase price will be honored one time if repurchasing the exact same item in a different size. 

Have more questions?

Visit Klarna’s website here or download the app to speak with customer service. Please see terms for full details.

CA residents: Loans made or arranged pursuant to a California Finance Lenders Law license.